Why a Home Inspection Is a Must for Homebuyers

In a competitive housing market, many buyers are looking for ways to make their offers more appealing. But while waiving a home inspection might seem like a smart move to get ahead, it could end up costing you more in the long run.

According to a recent report from Keeping Current Matters, about 1 in 5 buyers today are skipping the home inspection to try and win over sellers. While that strategy might work in a bidding war, it also comes with serious risks.

Why You Don’t Want to Skip the Inspection

A home inspection isn’t just a box to check—it’s a powerful tool that protects your investment and gives you valuable insight into the property you’re about to purchase.

Here are a few key reasons why it matters:

Helps You Avoid Surprises

A professional home inspector can uncover issues you likely missed during your initial walkthrough—think foundation cracks, roof damage, outdated wiring, or plumbing problems. These hidden issues can be costly if discovered after you’ve closed.

Gives You Negotiation Power

If your inspection report reveals problems, your real estate agent can help you ask the seller for repairs, credits, or even a price reduction before closing. Without an inspection, you lose that leverage.

Provides a Post-Purchase To-Do List

Even if you decide to move forward with the home as-is, your inspection report serves as a helpful list of future repairs and maintenance items you can tackle over time.

Why This Matters

A home inspection might feel like a small step in the process, but it offers peace of mind, transparency, and protection. It helps ensure you’re not walking into a major financial burden or a home with safety hazards.

Final Thoughts

In today’s fast-moving market, it can be tempting to cut corners to compete—but skipping an inspection isn’t worth the risk. Knowledge is power, especially when making one of the biggest investments of your life.

Have questions about the homebuying process or how to prepare for a successful inspection? Let’s connect and talk through your options.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.