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I'm Ludy Callaway, a native Memphian.

30+ years in the Residential Mortgage business has taught me a lot. And it all boils down to one main lesson – No Surprises! You should never be shocked at the closing table with unexpected fees, unexplained costs or late closings. As the Memphis Area Branch Manager for Gold Star Motgage Financial Group - I don’t believe in surprises. Except when you're surprised how easy and frustration-free your home loan experience is.

Work with integrity.
     Care for our customers.
          Offer first-rate products and knowledgable service.
 
That’s your key to a no-surprises, problem-free home mortgage closing.

With the new Federal regulations in today's mortgage world, it's critical for you to work with a Lender who knows how to work efficiently with your Realtor, the Seller's Realtor and your Closing Attorney

I, my assistant Cynthia Peck and my team of mortgage experts are here to help you through every step of the loan process. Call me or e-mail - any time - during the day, after work, on the weekend! This is my cell phone.  Ask Questions! Get Answers!

901.494.4400      ludy@goldstarfinancial.com